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Okava
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Safer Property Ownership
for Africa

Building Africa's Property Trust Infrastructure

Building the trust, transparency, and infrastructure layer powering property ownership across Africa.

okava.io
01
The Problem

Property Ownership in Africa
Lacks Trust

Millions of Africans — especially in the diaspora — face major challenges when trying to build or buy property back home.

Property scams

Fraudulent developers and bad actors

Unfinished projects

Construction stalls or never completes

No visibility

No insight into construction progress

Fragmented process

Disjointed legal & financing journeys

Informal updates

Reliance on WhatsApp and informal networks

Hard-to-reach finance

Difficulty accessing trusted mortgage products

The result: Billions of dollars in property investment is slowed, lost, or avoided entirely due to lack of trust and transparency — compounded by no accountability or milestone tracking.
02
The Market Opportunity

A Massive and
Underserved Market

160M+
People of African descent living abroad — the diaspora.
US$100B+
Annual diaspora remittances into Africa — property is one of the largest use cases.
2× by 2050
Africa's urban population set to double — rapid housing demand & residential expansion.
The gap: There is no dominant platform solving transparency, project visibility, legal workflows, financing integration, and buyer protection — together.
03
The Solution

Introducing Okava

A technology platform helping buyers discover, reserve, finance, manage, and track property developments with greater transparency and confidence.

Okava
BuyersDiscover, reserve & track
Mortgage providersFinance the purchase
Insurance providersProtect the asset
DevelopersList verified projects
Lawyers & conveyancersTitle transfer & escrow
Project managersTrack build milestones
Okava is not simply a property marketplace. It is a trust and transparency infrastructure platform for African property ownership.
04
How It Works

A Connected Property Ecosystem

1
Discover verified developments
2
Reserve property digitally
3
Access financing & legal support
4
Track construction & milestone progress
5
Complete ownership with greater transparency
Ecosystem Participants
Buyers Developers Lawyers & Conveyancers Mortgage Providers Insurance Providers Project Managers
05
Product & Platform

One Centralised Platform

Real screens from the live Okava buyer experience — dashboard, construction tracking, milestone approvals and mortgage workflow.

Buyer dashboard
Okava buyer dashboard
Construction tracker
Okava construction tracker
Milestone approvals & escrow
Okava milestone approvals
Mortgage workflow
Okava mortgage applications
Transparency Visibility Accountability Centralisation Trust
06
Why Now

Market Timing is Perfect

Several major shifts are converging at once.

Smartphone adoption

Rapid mobile growth across Africa

Diaspora demand

Growing appetite for investment back home

Distrust of informality

Rising rejection of informal processes

Digital payments

Expansion of digital money rails

African PropTech

A growing, maturing sector

Identity & verification

Rising demand for digital trust + remote buying

The industry is ready for infrastructure modernisation.
07
Business Model

Multiple Revenue Streams

01

Reservation & transaction fees

Commission & platform fees on reservations and completed transactions

02

Developer subscriptions

Premium dashboards, analytics, lead management & visibility tools

03

Mortgage referral revenue

Commission from financing partners

04

Insurance referral revenue

Embedded insurance distribution

05

Legal workflow revenue

Digital workflow & conveyancing management fees

06

Premium buyer memberships

Advanced buyer services & concierge support

07

Construction tracking & PM

Monitoring & milestone reporting services

08
Competitive Advantage

Why Okava Wins

Traditional Property PortalsOkava
Listings onlyEnd-to-end infrastructure
No construction visibilityMilestone tracking
No legal integrationDigital conveyancing workflows
No buyer protectionTransparency & accountability
Fragmented experienceConnected ecosystem
Limited post-sale supportFull journey management
Okava owns the post-reservation journey — the area where trust breaks down most.
09
Go-to-Market Strategy

Multi-Market Expansion

Initial Markets
ZimbabweZambiaSouth AfricaKenyaNigeria

Buyer Acquisition

  • Diaspora digital marketing
  • Community partnerships
  • Influencer campaigns
  • Mortgage partner channels
  • Developer partnerships

Supply Acquisition

  • Verified developers
  • Legal firms
  • Mortgage lenders
  • Insurance providers

Trust-Led Growth

  • The platform becomes stronger as more ecosystem participants join
10
Traction & Early Validation

Early Momentum

Signals
  • Early access registrations
  • Developer onboarding pipeline
  • Legal partner discussions
  • Mortgage partner integrations
  • Platform prototype completed
  • Pilot projects secured
Strategic validation: Strong demand exists for project transparency, buyer protection, and integrated workflows.
11
Technology & Infrastructure

Building Africa's Property
Infrastructure Layer

Mobile-first architecture

Real-time construction tracking

Workflow automation

Digital document management

Identity verification

API integrations

Escrow & milestone approvals

Notification systems

Long-term vision: Become the operating infrastructure layer powering trusted property ownership across Africa.
12
Market Size

A Multi-Billion Dollar Opportunity

Serviceable Markets

  • Residential property transactions
  • Mortgage origination
  • Insurance distribution
  • Legal conveyancing
  • Property development technology
  • Diaspora remittance-linked investment

Future Expansion

  • Smart financing
  • Property tokenisation
  • AI risk assessment
  • Construction analytics
  • Embedded financial services
13
Market Sizing

The Addressable Market

Addressable Market = Diaspora Population × Home-Ownership Interest × Annual Transaction Rate × Average Property Value
Country Est. Diaspora Annual Remittances Buyers / Year Avg Property Value Annual Transaction Value
Nigeria17m+US$19.8bn170,000US$75,000US$12.8bn
Kenya3m+US$4.8bn45,000US$80,000US$3.6bn
Ghana4m+US$4.6bn40,000US$70,000US$2.8bn
Zimbabwe0.9m–3m+US$1.1bn+15,000US$65,000US$975m
South Africa1m+Smaller mkt10,000US$120,000US$1.2bn

Conservative assumptions. Remittances per 2024 data — Nigeria ~US$19.8bn, Kenya ~US$4.8bn, Ghana ~US$4.6bn, Zimbabwe ~US$1.1bn (officially recorded). Full sources on the references slide.

14
Revenue Opportunity

Our Slice of the Market

Okava earns blended success fees on every transaction — plus recurring Premium memberships.

Per Deal: 1% Mortgage Success Fee + 1% Developer Success Fee + 0.5% Legal & Insurance Success Fee + US$175 Mortgage Application Fee = ≈ 2.5% of Value + US$175  ·  e.g. ~US$2,050 per Nigerian Deal
MarketAnnual Txn Value@ 1% Capture@ 5% Capture@ 10% Capture
NigeriaUS$12.8bnUS$3.5mUS$17.4mUS$34.9m
KenyaUS$3.6bnUS$1.0mUS$4.9mUS$9.8m
GhanaUS$2.8bnUS$0.8mUS$3.9mUS$7.7m
ZimbabweUS$975mUS$0.3mUS$1.4mUS$2.7m
ZambiaUS$500mUS$0.1mUS$0.7mUS$1.4m
Success feesUS$20.7bnUS$5.6mUS$28.2mUS$56.4m
+ Okava Premium—US$0.17mUS$0.83mUS$1.67m
Total—US$5.8mUS$29mUS$58.1m

Success fees = 1% mortgage + 1% developer + 0.5% legal/insurance of property value + US$175 mortgage application fee per buyer, on the captured share of each market's annual transaction value. Okava Premium = 10% of captured buyers on US$49.99/mo (annualised). Inputs from the Market Sizing slide.

15
Where Okava Wins

Prioritising Trust, Not Just GDP

MarketDiaspora DemandTrust ProblemDigital ReadinessOkava Fit
NigeriaVery HighVery HighHigh★★★★★
KenyaHighHighHigh★★★★★
ZimbabweVery HighVery HighMedium★★★★★
GhanaHighHighHigh★★★★★
ZambiaMediumHighMedium★★★★★
South AfricaMediumLowerHigh★★★★★
PHASE 1 · 0–12 MO
Zimbabwe · Zambia
PHASE 2 · 12–24 MO
Kenya · Ghana
PHASE 3 · 24–36 MO
Nigeria

Zimbabwe & Zambia are the beachheads to prove the model; Nigeria is the largest prize — and the most operationally complex.

16
Sources & References

Grounded in Published Data

Our market numbers are drawn from published 2024 sources — not figures we invented.

  • Welcome Africa — “Record remittances to Africa: US$100bn by 2024” · welcomeafrica.org
  • Daba Finance — “Top 10 Diaspora Remittance Destinations in Africa” · dabafinance.com
  • UNCDF Migrant Money — “Remittance Statistics and Why They Matter for Africa” · migrantmoney.uncdf.org
  • UN in Nigeria — “US$20.98bn in remittance flows entered the Nigerian economy in 2024”
  • IFAD / UN DESA — housing is among the top uses of remittances · ifad.org · un.org
  • Central Bank of Kenya — Diaspora Remittance Survey: 50%+ to residential real estate · centralbank.go.ke
2024 Remittance Leaders
Egypt ~US$22.7bn Nigeria ~US$19.8–20.98bn Morocco ~US$12bn Kenya ~US$4.8bn Ghana ~US$4.6bn Zimbabwe ~US$1.1bn
Property-bound share — housing, land, construction & mortgages take an estimated 15–50% of these flows (Kenya 50%+, Ghana ~30%, Nigeria ~15% structured). At a conservative 20%, ~US$6bn/yr of diaspora property capital enters Okava's core markets — the pool we serve.
17
Team

Leadership

Our team has:

Technology expertise

African market understanding

Operations

Property ecosystem relationships

Financial services knowledge

18
Our Vision

To become Africa's most trusted digital property ownership infrastructure platform.

Helping millions of people build, buy, and invest in property with greater confidence, transparency, and protection.

19
The Investment Opportunity

Fundraising

Raising
US$1.5M
Goal: Build the infrastructure layer powering the future of property ownership across Africa.
Use of Funds
  • Product development
  • Engineering
  • Market expansion
  • Regulatory & compliance
  • Strategic partnerships
  • Customer acquisition
  • Operations & team growth

Safer Property Journeys.

Registered Office

Okava Technologies Limited
Company No. 17254216
71–75 Shelton Street, Covent Garden
London, WC2H 9JQ, United Kingdom

Operating Structure

Okava is a global property technology & transaction facilitation platform operated through locally licensed operating entities in various jurisdictions — incorporated subsidiaries, affiliates, licensed operators and authorised representatives registered under applicable local laws and regulations.

okava.io business@okava.io